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Top Wedding Insurance Claims and Why You Should Protect Your Wedding Day

By March 19, 2019March 14th, 2022Coverage

According to The Knot, the national average cost of a wedding in the United States last year was $33,931. This number included costs for the reception venue, photographer, event planner, band/DJ, florist, wedding dress, cake, officiant, catering, transportation, invitations, the engagement ring, makeup/hairstylist, and more. With so many parts, we highly recommend purchasing a wedding insurance policy if you are planning a wedding.

Travelers Insurance Top Wedding Claims – A look at the past five years of Travelers wedding claims data reveals that some of the most common claims include bankrupt venues, injury or illness, and disruptive weather.  If a vendor goes out of business unexpectedly or does not show up the policy covers lost deposits as well as additional expenses necessary to finding a replacement vendor.

Wedding insurance is an effective way to help protect your wedding from certain unforeseen events and can provide a great safeguard to protect your investment, both during and after the wedding. This type of policy helps provide coverage for when vendors, such as photographers and videographers, fail to meet their contractual obligations to deliver photos and videos after the wedding. In the event of a lost or damaged memory card, wedding insurance helps cover staging and filming replacement photos and videos.

Wedding insurance also helps provide coverage for additional expenses if the florist does not deliver as specified in their contract. Having a specific, written contract that details the couple’s intent can help avoid confusion. If the vendor breaches that contract, it may allow the couple to recoup their money.

We recommend you purchase wedding insurance in advance to be sure you are protected from situations such severe disruptive weather. In most states, coverage must be purchased 14 days before the event to include this type of weather coverage. Events such as tropical storms or hurricanes are typically covered, while a rainy day is not.

They say that June is the most popular month of the year for weddings. If you are planning a wedding, contact us to protect your investment and avoid the wedding day blues.

The Turner Agency, Inc. is a local Trusted Choice® independent insurance agency based in Greenville, South Carolina.  Serving the Upstate of South Carolina and beyond since 1962, we offer a variety of personal and business coverage choices and can customize an insurance plan to meet your specialized needs for home, auto, business, or other insurance products.  Contact The Turner Agency today.