You keep your car filled up with gas so you don’t get stranded on the side of the road. You keep your phone charged so your loved ones can reach you. But, what kind of safety measures do you have in place for more extreme scenarios?
What if you lost everything you owned in a fire at your house or your apartment? What if your car were stolen? These situations are scary, but your insurance partner can help you through them, and much more, as long as you have the right coverage in place.
So, what’s right for you? Whether you’re starting out on your own or starting a family, these tips can help you begin to understand the level of insurance you may need.
Consider What You Own – And What It’s All Worth
Could you imagine having to replace all of your personal belongings at once? What about having to do so from memory and on your own dime? It would be both a difficult and a costly task. So, make an inventory of your belongings and their value to minimize the former. And, be sure you have enough insurance coverage, whether you rent or own a home, to minimize the latter. It’s known as “personal property coverage,” and you want enough of it to replace all of your belongings if it were to come to that. (Not sure where to start in creating a home inventory? Contact us and we will send you a sample.)
Take Your Lifestyle Into Account
Drive an expensive car? Repairs are likely costly, so be sure to carry full coverage. Own a home with a lot of custom features? Be sure your homeowner’s policy takes them into account.
Talk to Us for Ease, Choice and Advice
As an independent agency, The Turner Agency offers a choice of carriers and options, plus personalized advice to help make sense of it all. And, we make it easy by doing the research and the work for you.
Remember, we’re here to help. Contact us today with your insurance questions and needs.
The Turner Agency, Inc. is a local Trusted Choice® independent insurance agency located in Greenville, South Carolina and in Clemson, South Carolina. Serving the Upstate of South Carolina and beyond since 1962, we offer a variety of personal and business coverage choices and can customize an insurance plan to meet your specialized needs for homes, automobiles, recreational vehicles, secondary homes, and your business. Contact The Turner Agency today.
The information in this article was obtained from various sources and is not all inclusive regarding the subject matter. This content is offered for educational purposes only. Posted with permission from Safeco Insurance.