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9 Areas Where Water Loss Can Occur in Your Home

By June 6, 2022Insurance

Internal plumbing system water losses are the #1 cause of damage to high-net-worth homes. Water damage occurs more frequently than fire, theft, flooding or any other type of home loss. Chances are that even if you haven’t had a water loss, you know someone who has.   Here are 9 places in your home where a water loss can occur and what to look for:

Refrigerator Water Supply Line
Look for kinks, cracks, and other signs of wear and tear in the water supply line. If you move your refrigerator to inspect the supply line, be careful not to damage or kink the line when you put it back into place.

Water Heater
Corrosion on the external pipe on the tank could be a sign of internal problems. Look for crystal-like deposits that may be white, blue, or green. And remember, water heaters don’t last forever. Check the manufacturer’s warranty for guidance about the lifespan of your water heater

Main Water Shut-off Valve

In the event of a sudden water leak, the main shut-off valve can stop the flow of water to your home and help mitigate resulting damage. Take a minute to locate your main water valve before there’s an issue, and flag it with tape or a tag to help people spot it.

Sink Fittings and Connections

If you notice a drip or signs of a leak or other potential plumbing problems, immediately call a professional. To be alerted early to signs of a leak, install a smart water sensorunder your sink.

Caulking Around Your Tub/Shower

Caulking used to seal the perimeter of a tub or shower can fail over time. Look for cracks, missing caulking or other signs of wear and tear. Regularly check sealants to ensure they are properly sealing against unwanted water intrusion.

Inside Your Toilet Tank

Look for corrosion, degradation or discoloration. Some cleaning products that can be added to the tank can prematurely degrade the components. Regularly check the components in your toilet tank. If they show signs of wear and tear, replace them.

Washing Machine Supply Lines

Supply lines are made of rubber or braided stainless steel. A cracked line could not just lead to damage to the room where the leak occurred, but also to the floor below. Turn off water supply, whether your washer is on an upper floor or in the basement, when you’re not running the machine.

Sump Pump

To test your sump pump to see if it’s functioning properly, pour water into the sump (pit) to make sure the pump kicks on. The float inside the sump will begin to rise with the water and activate the pump, an indication that it’s working.

Central Air Conditioning Unit Drain Pan

Extreme temperatures in an attic can cause plastic drain pans to crack and leak. An overflow sensor switch in the pan will shut off the air conditioning system if the pan is full. A leaking pan or malfunctioning sensor can lead to a bigger issue. Check the drain pan and test the overflow sensor switch regularly.


Choosing the right insurance agent is one of the most important decisions you will make. The Turner Agency, Inc. is a local Trusted Choice® independent insurance agency headquartered in Greenville, South Carolina.  Serving the Upstate of South Carolina and beyond since 1962, we offer a variety of personal and business coverage choices and can customize an insurance plan to meet your specialized needs for your business, homes, automobiles, recreational vehicles, secondary homes, and more. 

Information in this article is provided by Travelers Insurance and is not all inclusive regarding the subject matter. This content is offered for educational purposes only.