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Insurance for Charter Schools: Abuse Prevention and Coverage Options

By March 7, 2022May 23rd, 2022Insurance
Last summer, a New York charter school teacher (originally from South Carolina) was charged in connection with sexual exploitation of his former students. From 2002 to in or around 2007, he singled out minors for personal attention. He was arrested on August 7, 2021.
 
Given the trust-based nature of a crime like this, it can be very difficult to detect dangerous behavior(s) until it is too late. Among the cases of child sexual abuse reported to law enforcement, 93% involve a perpetrator that the child knows and trusts, such as a relative, care provider, family friend, coach, student leader, or ministry volunteer. Taking additional, cost-effective prevention measures that increase your school’s barriers to this crime remains in the best interests of the children you support.
 
Now is a good time to review your current insurance to ensure you have the coverage you need should the unthinkable occur. If you don’t already have a child safety system in place, our partners can offer step-by-step guides and videos to assist you in building one if you are insured with us.
 
Click here to learn more about  how to address abuse and molestation liability through insurance.  If you have any questions, we are here to help!