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Spring Cleaning Tips to Help Prevent A Homeowner’s Insurance Claim

While spring cleaning is a great way to freshen up your home, doing a few maintenance activities can also prevent costly homeowner’s insurance claims down the road.  Here are eight super easy tasks for you to check off the list:

Change your smoke detector batteries. Ideally, there should be at least one smoke detector on each floor of your home, including the hallway or area outside of each set of bedrooms, and one within each bedroom itself.

Inspect your roof.  Are there signs of warping, cracking, or loose shingles? Inspect flashing around chimneys, skylights, or vents, and replace any damaged materials. If necessary, hire a licensed roofer to make the repairs to prevent a water leak.

Repair any tripping hazards.  Check the driveway and sidewalk for cracks or broken bricks.  Check your deck for raised nails or rotted boards.  Look for dead branches or new holes in the yard.

Clean your gutters.  Gutters and downspouts direct water away from the roof and house and prevent damage to both.  It’s important to keep them free of debris by cleaning them out so you don’t get water damage.

Inspect your basement.  Basements can easily build up dampness if there’s little or no ventilation.  Investing in a dehumidifier or sump pump is worthwhile if you can’t ventilate this area. Check for any signs of insects or rodents, especially if your home’s foundation has wood framing.

Examine your windows and doors. Check caulking and seams around the windows and doors.  Look for cracks where moisture can enter and cause damage. Replace old and dried out caulking.

Clean out your dryer lint hose. Check the dryer hose once a year, as lint can get past the lint trap. Having a clogged hose not only costs you money by having to run a load of laundry through the dryer cycle more than once, it’s also one of the leading causes of house fires.

Check electrical outlets, cords, and surge protectors.  Look for potential fire hazards such as frayed wires or loose-fitting plugs. Don’t assume your decade-old surge protector still works properly.

 A little home maintenance now can go a long way to keeping your home safe and secure throughout the rest of the year!

Did you know?  Non weather-related water losses are the #1 source of property damage, and $65,000 is the average interior water damage claim payout according to our partner, Chubb Insurance.

Turner TipConsider purchasing a smart water leak detector to protect your home against water damage. These devices are one of the fastest growing preventative home technology products, and some insurance companies offer a discount on your premium if you have one.